Jewelry and Fine Art

As an individual or head of household, you work hard to accumulate a lifetime of possessions. Protecting those worldly possessions provides you and your family solid security, stability and every day peace of mind.

Lawson Hawks has the ability to provide you and those closest to you with the expertise of leading Personal Lines Specialists to enable you to do just that…” Protect your most valuable possessions”!

Are your valuables worth more than $1,000? More than $5,000?

How much is your jewelry worth? Your collectibles, furs, wine collection, silver, china, antiques and artwork?

Chances are, your homeowner’s policy isn’t nearly enough to replace your valuables if they are even lost, stolen or damaged.

That is why owners of growing collections rely on this type of insurance. It is remarkably easy to obtain and provides features you won’t always find in typical home policies.

Valuable articles coverage helps you protect your financial investment in jewelry, collectibles, china, crystal, silver, artworks, furs, antiques and virtually any other type of valuable. It offers you:

• Itemized coverage option allows a determined value of each possession. In the event of a total loss of an item you will receive 100% of the insured value, usually without a deductible, no depreciation and no surprises.


• Coverage for breakage or damage to fragile items is included which is typically excluded in homeowners policies.


• Coverage for "mysterious disappearance" Many homeowner policies don’t cover valuable items that are lost or misplaced, especially when they disappear away from the home, this provides coverage in these situations.


• Worldwide coverage Your valuables are covered wherever you take them, anywhere in the world.


• Hassle free appraisal requirements Many companies do not require appraisals on each item. For most they simply need a detailed description of the item and a value. Generally companies require appraisals on items worth more than $25,000.